:root{--navy:#062E57;--navy-2:#0B4278;--green:#247C44;--green-d:#1B6137;--green-b:#4CA854;--bg:#fff;--alt:#F4F6F8;--ink:#1b2733;--muted:#5b6b7b;--line:#e2e7ec;--r:12px;--wrap:1160px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Inter,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--navy-2)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.narrow{max-width:820px;margin:0 auto}
.center{text-align:center}
.mt{margin-top:2.2rem}
.muted{color:var(--muted)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px;z-index:100}
.skip:focus{left:10px}
:focus-visible{outline:3px solid var(--green);outline-offset:2px}
h1,h2,h3{line-height:1.2;color:var(--navy);margin:0 0 .6rem;letter-spacing:-.01em}
h1{font-size:clamp(2rem,5vw,3.2rem)}
h2{font-size:clamp(1.55rem,3vw,2.2rem)}
h3{font-size:1.15rem}
p{margin:0 0 1rem}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--green);margin-bottom:.6rem}
.lead{font-size:1.2rem;color:var(--muted);max-width:60ch}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 20px;border-radius:10px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;cursor:pointer;transition:transform .15s,background .15s,box-shadow .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--green);color:#fff;box-shadow:0 4px 14px rgba(36,124,68,.3)}
.btn-primary:hover{background:var(--green-d)}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.7);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-ghost-dark{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn-lg{padding:15px 26px;font-size:1.05rem}
.btn-block{display:flex;width:100%}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line)}
.header-in{display:flex;align-items:center;justify-content:space-between;height:70px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.logo-mark{width:38px;height:auto;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-text strong{font-size:1.05rem;font-weight:800;letter-spacing:.03em;text-transform:uppercase;color:var(--navy)}
.brand-text span{font-size:.6rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--green)}
.brand-light{color:#fff}.brand-light .brand-text strong{color:#fff}.brand-light .brand-text span{color:var(--green-b)}
.nav{display:flex;align-items:center;gap:22px}
.nav a{text-decoration:none;color:var(--navy);font-weight:600;font-size:.95rem}
.nav a[aria-current]{color:var(--green)}
.nav .btn{padding:9px 16px}
.nav .btn-ghost{border-color:var(--navy);color:var(--navy)}
.nav .btn-primary{color:#fff}
.nav-toggle{display:none;background:none;border:0;padding:10px;cursor:pointer}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0}

/* hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:auto 0 0 0;height:90px;background:linear-gradient(180deg,transparent,rgba(0,0,0,.18));pointer-events:none}
.hero::before{content:"";position:absolute;right:-60px;bottom:-30px;width:620px;height:300px;opacity:.07;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 600 300'%3E%3Cpath d='M0 300 L120 120 L190 210 L290 40 L420 230 L500 140 L600 300Z' fill='white'/%3E%3C/svg%3E") no-repeat center/contain}
.hero-in{display:grid;grid-template-columns:1.25fr .85fr;gap:48px;align-items:center;padding:78px 20px;position:relative;z-index:1}
.hero h1{color:#fff}
.hero .lead{color:#d3deea}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:1.6rem 0 1rem}
.hero-note{color:#9db2c6;font-size:.92rem}
.hero-card{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:0 20px 50px rgba(0,0,0,.3)}
.hero-card h2{font-size:1.3rem}
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:60px 0}
.page-hero h1{color:#fff}.page-hero .lead{color:#d3deea}

/* trust */
.trust{background:var(--alt);border-bottom:1px solid var(--line)}
.trust-in{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:22px 20px}
.trust-in div{display:flex;flex-direction:column;font-size:.9rem}
.trust-in strong{color:var(--navy)}
.trust-in span{color:var(--muted);font-size:.85rem}

/* sections */
.section{padding:72px 0}
.section.alt{background:var(--alt)}
.section-head{max-width:720px;margin:0 auto 40px;text-align:center}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card,.mini,.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px}
.card{transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 10px 28px rgba(15,42,67,.1);transform:translateY(-2px)}
.link{font-weight:700;text-decoration:none;color:var(--green-d)}
.linkcard{text-decoration:none;color:inherit;display:block;transition:box-shadow .2s}
.linkcard:hover{box-shadow:0 10px 28px rgba(15,42,67,.1)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:32px}
.steps.vertical{grid-template-columns:1fr}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;position:relative}
.num{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;align-items:center;justify-content:center;margin-bottom:12px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.checks{list-style:none;padding:0;margin:0}
.checks li{display:flex;gap:10px;align-items:flex-start;padding:7px 0}
.ic{width:20px;height:20px;flex:none;color:var(--green);margin-top:3px}
.checks.big li div{display:flex;flex-direction:column}
.checks.big span{color:var(--muted);font-size:.95rem}
.service{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;padding:36px 0;border-bottom:1px solid var(--line)}
.service:last-child{border:0}
.service-inc{background:var(--alt);border-radius:var(--r);padding:22px}
.who{color:var(--muted)}

/* faq */
.faq{border:1px solid var(--line);border-radius:10px;margin-bottom:10px;background:#fff}
.faq summary{cursor:pointer;padding:16px 20px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--green);line-height:1}
.faq[open] summary::after{content:"\2212"}
.faq summary::-webkit-details-marker{display:none}
.faq p{padding:0 20px 18px;margin:0;color:var(--muted)}
.note{background:#f1f8f3;border-left:4px solid var(--green);padding:16px 20px;border-radius:8px;margin-top:28px}

/* CTA band */
.cta-band{background:var(--navy);color:#fff;padding:56px 0}
.cta-band h2{color:#fff;margin-bottom:.3rem}
.cta-band p{color:#c5d3e0;margin:0}
.cta-in{display:flex;justify-content:space-between;align-items:center;gap:30px;flex-wrap:wrap}
.cta-actions{display:flex;gap:12px;flex-wrap:wrap}

/* contact */
.contact-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:36px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px;min-height:760px;box-shadow:0 8px 30px rgba(15,42,67,.07)}
.form-card iframe{min-height:740px}
.contact-side{display:grid;gap:18px}
.cal-card{min-height:0}
.cal-card iframe{min-height:700px}
.legal h2{font-size:1.25rem;margin-top:1.6rem}

/* footer */
.site-footer{background:#041F3C;color:#c5d3e0;padding:56px 0 24px}
.site-footer a{color:#e8eff6;text-decoration:none}
.site-footer a:hover{text-decoration:underline}
.site-footer h3{color:#fff;font-size:1rem;margin-bottom:.8rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:7px 0}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}
.foot-phone{font-size:1.4rem;font-weight:800}
.foot-base{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;border-top:1px solid rgba(255,255,255,.12);margin-top:36px;padding-top:20px;font-size:.9rem}
.disclaimer{font-size:.8rem;color:#8ea3b8;margin-top:14px}

/* mobile bar */
.mobile-bar{display:none}

@media (max-width:960px){
  .hero-in,.split,.service,.contact-grid{grid-template-columns:1fr;gap:28px}
  .hero-in{padding:52px 20px}
  .grid3,.steps{grid-template-columns:1fr}
  .grid4{grid-template-columns:1fr 1fr}
  .trust-in{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr}
  .nav-toggle{display:block}
  .nav{position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:16px 20px 22px;border-bottom:1px solid var(--line);display:none;gap:14px}
  .nav.open{display:flex}
  .nav .btn{width:100%}
  .section{padding:52px 0}
  body{padding-bottom:74px}
  .mobile-bar{display:grid;grid-template-columns:1.2fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;background:#fff;padding:10px 14px;border-top:1px solid var(--line);z-index:60;box-shadow:0 -6px 20px rgba(0,0,0,.08)}
  .mobile-bar .btn{padding:13px}
}
@media (max-width:520px){.grid4{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}

h1,h2,h3,.btn,.eyebrow,.brand-text{font-family:Montserrat,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
h1,h2{font-weight:800}
.hero .eyebrow,.page-hero .eyebrow,.cta-band .eyebrow{color:var(--green-b)}
.hero-note{color:#a9bdd3}
.card-mark .logo-mark{width:52px;margin-bottom:10px}
.brand-card{display:flex;align-items:center;gap:18px;background:var(--alt);border-radius:var(--r);padding:20px 24px;margin-bottom:2rem}
.brand-card .logo-mark{width:64px}
.brand-card strong{display:block;font-family:Montserrat,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-weight:800;letter-spacing:.03em;color:var(--navy);font-size:1.3rem}
.brand-card span{display:block;font-family:Montserrat,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-weight:600;letter-spacing:.2em;color:var(--green);font-size:.75rem}
.hero-card .btn-block{margin-top:18px}
.site-footer .muted{color:#b6c6d8}